Home Mortgage Solutions Inc (HMS) is a full service mortgage company operating in Ohio and Florida.  At HMS, our approach with every customer is to provide white glove service.  Our customers are given the highest level of care, consideration, and attention to detail; while receiving the best interest rate and best loan approval for each particular situation.  From the first time you speak to one of our individually licensed Mortgage Experts, to the day you close your loan, you can be assured that our team has done everything in our power to ensure your next closing is simple and efficient - getting you into your new home ASAP.

At HMS, we specialize in unique, hard to close loans.  We offer a diverse range of mortgage programs including:  Non-QM Loans, Low or No Down Payment Loans, Jumbo, Conventional, FHA, VA, USDA , 203k Rehab Loans, Foreign National, Interest Only Options, Bank Statement Loans, DSCR (Debt Service Coverage Ratio) loans for investment properties...to name a few.