Home Mortgage Solutions Inc (HMS) is an Independent Mortgage Broker; working for you to secure the best rate, lowest closing costs and the best loan program. We are not a bank or credit union. We are Mortgage Brokers! Brokers are better! We specialize in residential purchase, refinance, and new construction Mortgage Loans; specifically Conventional, FHA, VA, Non QM, High LTV Jumbo Loans, Reverse Mortgages, Renovation and Non-QM Mortgage Loans. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you thousands of dollars on your existing mortgage by refinancing.
Purchasing? As a Mortgage Broker we offer:
Refinancing? We can help you with that, too!
As a Mortgage Broker we offer a wide range of refinance options, designed to best meet the needs of individual borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. Some of our Refinancing Programs are:
What makes HMS unique is we our ability to shop mulitple lenders to secure our customers the best rate, lowest closing costs, and the best loan tailored to fit you! This also includes speciality Non QM Programs such as Bank Statement and No Income Programs, 1 day out of Short Sale, Foreclosure or Bankruptcy, Rehab and Renovation Loans, Down Payment Assistance, Zero Money Down, Foreign National, Jumbo, Interest Only, FHA/VA Streamlines, No Cost Loans, Resident Alien Loans, and DACA Loans.
Contact HMS today to speak with one of our licensed Mortgage Brokers to discuss your mortgage loan options and find out which loan program will best suit your needs.
Our Secure Application takes about 10 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.
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Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
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